The Kingdom of Karoinna is a massive, efficient nation, ruled by King Karl Gutser II with an iron fist, and remarkable for its barren, inhospitable landscape, compulsory military service, and irreverence towards religion. The hard-working, cynical population of 1.244 billion Karoinnans are ruled with an iron fist by the corrupt, dictatorship government, which oppresses anyone who isn't on the board of a Fortune 500 company. Large corporations tend to be above the law, and use their financial clout to gain ever-increasing government benefits at the expense of the poor and unemployed.

The relatively small, well-organized government juggles the competing demands of Defense, Administration, and Education. It meets to discuss matters of state in the capital city of Leipzig. Citizens pay a flat income tax of 17.5%.

The thriving Karoinnan economy, worth 110 trillion Germnicas a year, is broadly diversified and led by the Uranium Mining industry, with major contributions from Arms Manufacturing, Information Technology, and Woodchip Exports. Average income is 88,868 Germnicas, with the richest citizens earning 7.8 times as much as the poorest.

Loan operators are losing interest due to lost interest, men stare at wall-pictures of King Karl Gutser II's face when they visit public urinals, squeaky high prepubescent voices recite the patriotic poem "Hail to The Leader!" before each meal, and children who ask questions are told to conduct double-blinded studies. Crime, especially youth-related, is totally unknown, thanks to a capable police force and progressive social policies in education and welfare. Karoinna's national animal is the Karoinnian Turtle, which teeters on the brink of extinction due to heavy metals seepage into national waterways, and its national religion is Lutheranism.

Karoinna is ranked 87,121^st in the world and 11^th in Antisipation Refounded for Largest Insurance Industry, scoring 2,680.17 on the Risk Expulsion Effectiveness Rating.